VA Loan Rules: Spousal Income
One frequently asked question about VA home loans involves whether spousal income can be counted on the VA loan application for the purposes of calculating the debt-to-income ratio. It...
VA mortgage loan rules
Can I Purchase a Boat or RV With My VA Loan Benefits?
One common question about VA home loans involves the purchase of properties other than suburban homes. VA loan benefits allow buyers to purchase a condo, mixed-use property, multi-family...
VA Loans and Pre-Payment: Is There a Penalty?
One of the most attractive features of a VA-insured mortgage is the no-money down option. Borrowers who choose a zero-down payment may pay more in VA loan funding...
VA Loan Reader Questions: Does Rental Income Qualify as Verifiable Income for a VA Home Loan?
A reader asks, "Can the rental income from a multi unit property be used at least partially to qualify for the loan? I know in the past that...
Using Power Of Attorney With VA Loans
Imagine a situation where a currently serving military member started the home buying process but got deployed to a war zone before the deal could be closed or...
VA Offers Tax Help Resources For Veterans
What does VA tax prep resource assistance for veterans have to do with VA home loans? At first glance you might not think they are associated, but we...
VA Loans: The Growing Equity Mortgage
There are many different types of VA home loans. Some of them are designed for a specific purpose--the new purchase home loan and the refinancing loan, for example....
The VA Loan Program: Most Offices Running During Government Shutdown
With headlines about veteran benefits and the government shutdown looming, many wonder if they will continue to get their VA benefits while the government is "closed". What's realistic...
VA Loan Reader Questions: VA Loan Limit Increase?
A reader asks, "I heard the VA limit is increasing for SAN DIEGO COUNTY in 2012. Is there any confirmation of that?" The Department of Veterans Affairs recently...
VA Appraisal Timeliness and Required Corrections: A VA Loan Reader Question
A reader asks, "We had a VA appraisal performed on the home that we are purchasing with a VA loan. However, the VA appraiser is not providing anyone...