Restoring VA Loan Entitlement
Those who have already used their VA loan entitlement to buy a home don’t always keep that home for the entire term of the loan. Do VA borrowers...
VA loan
What Does a VA Appraiser Look For?
We've examined the basics on VA minimum property requirements many times on this blog. When a VA appraiser reviews a home to see if it meets VA MPRs,...
VA Loans and Second Mortgages
VA loans have a variety of uses and flexible options that make them very attractive for first time homebuyers. But not every VA loan is a traditional home...
Can a Veteran and Fiancé Get a VA Loan Together?
There are many different circumstances under which you can get a VA loan. Some veterans apply for the loan by themselves without a co-borrower or co-applicant. Others want...
Beware of VA IRRRL Scams
We get plenty of reader comments and questions, but we've noticed a trend in the comments about a possible scam targeting people with VA mortgages. There's been an...
VA Loans and Pre-Payment: Is There a Penalty?
One of the most attractive features of a VA-insured mortgage is the no-money down option. Borrowers who choose a zero-down payment may pay more in VA loan funding...
VA Loan Anti-Discrimination Requirements
One of the most important aspects of a VA home loan, financial considerations aside, is the Department of Veterans Affairs regulations covering fair housing. There are extensive rules...
VA Appraisal Requirements For Water Supply To The Home
One common question we often get regarding VA appraisal requirements for homes to be purchased with a VA guaranteed mortgage loan involves the question of what types of...
VA Rules on Minimum Property Requirements
In the past, we have discussed situations where the Department of Veterans Affairs might waive its minimum property requirements. But some requirements cannot be waived because they directly affect...
VA Appraisals: Roofs, Basements and Crawlspaces
When it comes to a VA appraiser’s job, moisture is an important factor in rating or evaluating the property. Part of the process for VA appraisals is to...