Can a Veteran and Fiancé Get a VA Loan Together?
There are many different circumstances under which you can get a VA loan. Some veterans apply for the loan by themselves without a co-borrower or co-applicant. Others want...
VA loan reader questions
VA Loan Rules: Who Can Use the VA Loan Benefit?
A reader asks, "I was honorably discharged from the Navy after serving for 4 years. I was wondering if my mom can use my VA home loan to buy build a...
VA Appraisal Requirements For Water Supply To The Home
One common question we often get regarding VA appraisal requirements for homes to be purchased with a VA guaranteed mortgage loan involves the question of what types of...
VA Loan Appraisal Waivers: A Reader Question
A reader asks, "Upon my VA appraisal in Texas, the appraiser found several cosmetic problems, worn siding, some bricks missing tuck points, front door weathered. Chipped paint, most...
Reader Question: VA Loan Appraisals and Unfinished Rooms
A reader asks about a previously owned home up for sale with some work missing. "...(T)he last owner left the master bathroom unfinished, floor and wall tiles missing,...
VA Loans and Realtor Commission: Does The Borrower Pay?
A reader asks, "Can seller concessions cover a part of realtor's commission if it states buyer to pay it in contract?" VA loan rules address this issue in...
VA Loan Reader Questions: Pending Judgment and Loan Approval
A reader asks, "Can you get a VA loan if there is judgment against you or pending?" Chapter Four of the VA Lenders Handbook has a great deal...
VA Loan Reader Questions: Surviving Spouses
A reader asks, "My husband died, can I use his VA loan to buy a house?" In general, VA loan rules do permit surviving spouses of military members...
VA Occupancy Rules: A Reader Question
A reader asks, "When purchasing a home with a VA loan. What is considered a 'reasonable time' in which you must occupy the home? Also can you have...
VA Appraisals: A Reader Question
A reader asks, "I purchased my house in August 0f 2013, only one year 1 month ago. And it was inspected by one VA inspector, it pass the...