Are VA Loan Benefits Transferrable? A Reader Question
A reader asks, "Can I transfer my VA home loan to my sister or let my sister to use my VA home loan if i permit the VA...
VA loan reader question
VA Loan Reader Questions: Credit Requirements and FICO Scores
A reader asks, "I am applying for a VA loan with another veteran and we are unmarried. His credit score is less than stellar. What do think our...
VA Loan Reader Questions: Construction Exhibits
A reader asks, "My home has not been built yet, and I am waiting on the VA Appraisal. I wanted to know if it is necessary to have an engineered, stapled and...
VA Loan Eligibility Periods For Guard/Reserve Members
A reader asks, "I was in the Army Reserve and my schooling was 9 months. So I was active duty for 9 months am I eligible. For a...
VA Loan Entitlement Restoration: A Reader Question
A reader asks, "I have my VA certificate of eligibility; i had a previous loan which is indicated as “Status” Paid in full/no restoration”. Entitlement code 10, Funding fee EXEMPT."...
VA Loan Eligibility Restoration: A Reader Question
A reader asks, "I recently sold my house that was purchased with a VA loan. Do I need to do anything to restore my eligibility for a future...
VA Loan Certificate of Eligibility Corrections: A Reader Question
A reader asks, "I purchased a home in the early 80s through the VA, it went into default but it was paid off before I was able to...
VA Loan Refinance Options: A Reader Question
A reader asks, "Hello…we received a letter a few days ago from a VA Refinancing bank in California. We had purchased our home last July and have recently...
VA Streamline Refinancing Rules: A Reader Question
A reader asks, "What is required to refinance a VA IRRRL if the veteran is self employed but your spouse (non veteran) is employed?" This is an interesting...
VA Joint Loans: A Reader Question
A reader asks, "My father (who is a veteran) lives with me, never did use a VA loan. Recently we talked about buying a house, he gets a...