VA Loans and Second Mortgages
VA loans have a variety of uses and flexible options that make them very attractive for first time homebuyers. But not every VA loan is a traditional home...
VA home loans
VA Loans: What Happens If the Borrower Dies?
A reader asks, "What happens to a VA loan when the veteran dies and the spouse is not on the loan?" The Department of Veterans Affairs official site...
Loan Eligibility: Who Else Can Qualify?
We have discussed applying for VA loan eligibility and how it can be done through the lender before. Active duty military, retired and separated military, plus members of the...
VA Loan Reader Questions: Who Pays For Termite Inspections?
A reader asks, "Where can I find information regarding who pays for a termite inspection and a termite letter for the state of Georgia? Does the buyer or...
VA Loan Reader Questions: VA Appraisal Requirements For Crawlspaces and Attics
A reader asks, "I had a VA appraisal done two weeks ago. The appraiser told me he had been an appraiser for 15 years. He seemed to know...
VA Loan Anti-Discrimination Requirements
One of the most important aspects of a VA home loan, financial considerations aside, is the Department of Veterans Affairs regulations covering fair housing. There are extensive rules...
Getting VA Loan Eligibility Restored After a Short Sale
Our recent blog posts have covered topics related to the short sale of a home purchased with a VA loan. It's easy to assume you're locked out of...
VA Loan Rules For Siblings, Dependent Children: A Reader Question
A reader asks, "My brother and father now deceased. were in Army. Can I. apply for VA loan. My daughter and her husband looking for a house. can...
VA Loan Reader Questions: Vendee Financing Program
A reader asks, "Has anyone heard any news on the Vendee program being restored?" The program known as Vendee Financing is connected to VA mortgages that have become...
VA Rules on Minimum Property Requirements
In the past, we have discussed situations where the Department of Veterans Affairs might waive its minimum property requirements. But some requirements cannot be waived because they directly affect...