VA Loans and Flood Zones
A reader question came to us asking about the rules for VA loans and flood zones: "Is it true that it is not possible to get a VA...
VA appraisal
VA Appraisals and Defects: A Reader Question About Home Defects
A reader asks, "I recently bought a home that had a VA appraisal done, which I thought was also a inspection done per VA requirements (my misunderstanding). 3...
VA Minimum Property Requirements Update: Water and Sewage
The Department of Veterans Affairs has a VA minimum property requirements update for water and sewage. In VA Circular 26-13-24, we find an update that includes the following:...
VA Appraisal Requirements For Water Supply To The Home
One common question we often get regarding VA appraisal requirements for homes to be purchased with a VA guaranteed mortgage loan involves the question of what types of...
VA Minimum Property Requirements: A Reader Question About Roofs
A reader asks, "I am looking at buying a house. It is a little older, but not very old. My realtor said it may not be approved for...
VA Minimum Property Requirements, Appraisals, and Local Building Codes: A Reader Question
A reader asks, "We have found a home that we love, had the offer accepted and now just waiting on the appraiser. The house was built in 1890...
VA Loan Appraisal Waivers: A Reader Question
A reader asks, "Upon my VA appraisal in Texas, the appraiser found several cosmetic problems, worn siding, some bricks missing tuck points, front door weathered. Chipped paint, most...
VA Loan Reader Questions: Funding Fees and Tax Deductions
A reader asks, "Can anyone tell me where I can find up-to-date information on the VA home loan funding fee and if it is tax deductible?" The VA...
VA Loan Reader Questions: Roof Replacement
A reader asks, "Is there a requirement for the roof to be a certain number of years for the VA. I have a home I am looking at...
Appraisal Requirements For Finished Basements
A reader asks, "I have a question regarding finish basements and the VA appraisal of them. The home is advertised as single family ranch home with 3 bedrooms....