VA Appraisal Issues and VA Loan Questions
A reader asks, "I am trying to buy a house. It was a single wide but was rebuilt and doubled in size. When they appraised it 6 years...
VA refinance
VA Loan Reader Questions: VA Refinance Loans and Eligibility
A reader asks, "I’m in the process of refinancing my house via an IRRRL. Once the process is finalized, I plan on renting the house. Am I eligible...
VA Loan Refinancing: Can A Borrower Get Cash Back At Closing Time?
When you apply for a VA Interest Rate Reduction Refinance Loan, you're getting a different type of loan product than a VA Cash-Out Refinance loan. There is no...
VA Loan Reader Questions: Can I Have Multiple VA Home Loans?
A reader asks, "Can I purchase another home while already using my VA loan benefits?" The answer is difficult without knowing more about the borrower's situation, and unfortunately...
VA Loan Reader Questions: Refinance For Conventional Loans?
Over the weekend, a reader asked, "Is there a VA refinance loan for conventional mortgages?" This reader will be happy to learn about the VA cash-out refinancing program,...
VA Refinancing Loan Rules For IRRRLs: Costs Included In The Loan
The VA Interest Rate Reduction Refinancing Loan is an attractive option for home owners with existing VA mortgages who want to get a lower interest rate and/or monthly...
VA Loan Answers: Interest Rate Reduction Refinance Loans
The VA Interest Rate Reduction Refinance Loan or IRRRL is a non-cash out refinance option for existing VA mortgages. Though a borrower cannot refinance a conventional or FHA ...
VA Streamline Refinancing Loan Amounts
It's normal for a borrower to ask, "How much can I borrow with a VA Streamline Refinance loan?" The answer, according to the VA official site, is that...
VA Loan Reader Questions: No-Credit Check Refinancing?
A reader asks, "Now I heard that when doing a refinance that there is no credit check, income verification, appraisal... is this true for VA loans?" VA home...
VA Cash-Out Refinance Loan Options
It's easy to assume the wrong things about VA refinance loans, but once you understand the rules for programs like VA cash-out refinancing, it's easy to see what...