Are Electronic Signatures Permitted For VA Home Loans?
Sometimes it takes a while for concepts to catch on. The use of electronic signatures is one such concept that has taken a while to filter in to...
VA loans
VA Loan Appraisal Waivers: A Reader Question
A reader asks, "Upon my VA appraisal in Texas, the appraiser found several cosmetic problems, worn siding, some bricks missing tuck points, front door weathered. Chipped paint, most...
VA Loan Funding Fee Refunds: Cash Back?
VA loans require payment of a VA loan funding fee. Some borrowers are exempt from paying this fee; the Department of Veterans Affairs does not require funding fees...
VA Loans and Hazardous Conditions
Everyone who applies for a VA guaranteed home loan hears three things repeated again and again; it's best to prepare for at least a year before committing to...
VA Relocation Assistance for Short Sale and Deed-In-Lieu of Foreclosure
No VA borrower wants to think losing their home is a possibility, but in some cases it's unavoidable due to personal financial issues, job loss, medical issues or...
VA Loan Reader Questions: Buying Land With a VA Loan
A reader asked us, "Can I use a VA loan to buy land for building property?" There are two sections of the VA loan rules which offer guidance for...
Which VA Loans Allow Cash Back to the Borrower?
There's a common question associated with VA loans--many borrowers are interested in getting cash back at closing time from proceeds via their home loans. But which VA loans...
Do VA Loans Require an Escrow Account?
When a VA borrower applies for a VA mortgage and closes the deal, they're responsible for more than just making their monthly mortgage payments on the VA loan....
What Is A Subsequent Use VA Loan Funding Fee?
Veterans who want to use their VA home loan benefits are required to apply for a Certificate of Eligibility from the Department of Veterans Affairs. This certificate, also...
VA Loans: How Many Units Can The Property Have?
VA guaranteed home loans have certain restrictions and requirements when it comes to the nature of the property for sale. For example, VA loans require that the property...