VA Loan Issues: Pest Guidelines
The Department of Veterans Affairs has issued a new VA Circular revising its policies on “wood destroying pest” treatment. According to the circular, titled “Revised Wood Destroying Insect Information Requirements for New and Proposed Construction Properties using HUD Forms NPMA-99-A and NPMA-99-B,” there are updates to the existing VA loan rules:
“…effective January 1, 2015, VA will require the use of the current National Pest Management Association (NPMA) Department of Housing and Urban Development (HUD) Forms NPMA- 99-A, Subterranean Termite Protection Builder’s Guaranty…and NPMA-99-B, New Construction Subterranean Termite Service Record…for new and proposed construction properties in areas where wood-destroying insect information is required. Prior Forms NPCA-99-A and NPCA-99-B will be obsolete and should no longer be used after January 1, 2015.”
So, what does all of this mean?
According to the circular, the use of the forms mentioned above has to do with pest guidelines and control measures or treatments applied by the builder or pest control company.
With form HUD NPMA-99-A, “…It describes the treatment applied by the pest control company under Box 1. If Box 1 is checked, then HUD-NPMA-99-B must be completed by the licensed pest control company and attached to HUD-NPMA-99-B. If the builder checked Box 2, the builder is certifying that they installed pressure treated lumber as a means of subterranean termite prevention in compliance with applicable building codes and requirements of HUD Mortgagee Letter 2001-4. This Letter documents and delineates the builder’s responsibility and liability under the HUD-NPMA-99-A.”
For the second document, HUD NPMA-99-B, the pest control company must certify which type of pest control was used, where applicable: “Soil Applied Liquid Termiticide, Wood Applied Liquid Termiticide, Bait System Installed, or Physical Barrier System Installed.”
For more information on these updated pest guidelines, contact the VA directly at 1-800 827-1000.