real estate VA guidelines

VA Grant 2101(a) For Disabled Veterans

March 12, 2011

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VA Grant 2101(a) For Disabled Veterans

VA Grant 2101(a) is among the Department of Veterans Affairs programs and policies designed to help qualifying disabled military veterans purchase specially adapted housing or modify an existing structure to include accessibility features. The Department of VA has qualifying criteria related to the nature of a veteran’s disabilities–not all veterans or disabilities may qualify.There are also additional requirements vets must meet in order to qualify for the grant.

The 2101(a), also known as the Specially Adapted Housing Grant, helps qualifying veterans by offering as much as 50 percent of the cost of a specially adapted house (in specific circumstances) or a maximum of approximately $63 thousand (in qualifying circumstances).

VA requirements for this program include rules stating it must be “medically feasible” for the grant recipient to live on the property. The home must be adapted to suit the veteran’s needs for accessibility and the disabled veteran must be able to afford to purchase the home with the help of the grant.

For vets who qualify, there are four types of ways the grant can be utilized. The vet could use a partial or full amount of the grant, for example, to build a home on land they already own or want to buy.

The veteran can also use the grant to modify an existing home to make it more accessible, or in cases where the veteran has already purchased a specially adapted home they can use the grant to pay down the principal on a mortgage loan.

Veterans who qualify for this grant should  know that property taxes may be an issue. Buyers need to research tax implications carefully before moving forward with a VA Grant 2101(a).

Some states protect disabled veterans awarded this grant from additional tax liability–contact the VA about the laws in your state to lean what your local tax responsibilities might be. As these VA grants can be awarded in excess of $60 thousand in some cases, tax issues could be a serious concern where applicable.

8 Comments
  1. Troy Hoffman

    To whom it may concern, I was looking at the 2101a grant and would like more information. I am 100% service connected. Could this grant be used to build a garage, install black-top, concrete work, window and door upgrades? I have moved into the house with a lease to buy contract. I have already put in new flooring and paint, however my funds have been depleted for anything else at this point and time. I am waiting for my student loans to be forgiven since the VA has deemed myself 100%. Help on getting the student loans forgiven would also be a big help. I appreciate your time in this matter, Troy Hoffman

    • Joe Wallace

      Hi Troy--try calling the VA at 1-800-827-1000 for more information on the VA 2101a grant application process. Good luck!

  2. How can I get the money for the walk-in bathtub to be installed in my home? I am 100% disabled, get a VA check. I was approved for the renovation of the half bath off my bedroom when I was going to the VA for Kinesio and physical therapy about 19 years ago. Someone came to my home and said I was Qualified for the bathroom to be fixed where my wife did not have to help me get in and out. I want to do it now. My wife and I can not get in and out of our tub. She has severe athritis and I still can not use my left hand. I still drag my left leg and it is hard to get in and out of the tub. Now old age is giving us a hard time. Sincerely, William M. Johnson, Jr WMJBSJ66@AOL.COM

    • Joe Wallace

      If you're interested in applying for a VA specially adapted housing grant, there is great information including how to apply details from the Department of Veterans Affairs: http://www.benefits.va.gov/homeloans/sah.asp Hope this helps!

  3. yvette grant

    I was scam by a morgage co.that they could help me during that time she was very ill she past away then I took in my disable sister which now in home 3 months ago my son killed his self I'm faceing forclorsur I can afford now but they want back money if can help plez write me

  4. ELMER LEE DAUSTER

    I AM RATED 100% DISABLED.USMC KOREA ,COMBAT WOUNDS. I WISH TO APPLY FOR A POWER CHAIR AND A WALK IN TUB. WHAT IS THE PROCEEDURE FOR APPLICATION? E. LEE DAUSTER LAST FOUR 5005 209-588-1529 LEEDAUSTER@AOL.COM

    • Joe Wallace

      Thanks for your question--you should contact the Department of Veterans Affairs directly at 1-800-827-1000. Hope this helps!

  5. ELMER LEE DAUSTER

    THANK YOU JOE WALLACE. i AM GLAD YOU WERE AVAILABLE TO HELP ME. LEE DAUSTER

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