Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA RLC

VA Loan Reader Questions: Pest Inspections

VA Loan Reader Questions: Pest Inspections

A reader asks, “I am refinancing my VA loan (not IRRRL). The rules are pretty clear for a purchase, but who pays for the pest inspection on a VA refinance?” VA refinance loans have certain expenses and fees the same...

VA Loan Reader Questions: Help With VA Appraisals and Loan Approval

VA Loan Reader Questions: Help With VA Appraisals and Loan Approval

A reader asks, “I recently applied for a VA loan to refinance my home. My home is a manufactured home on a permanent foundation. It was purchased and placed on this property in 1998… Our master bedroom was quite small,...

VA Minimum Property Requirements Update: Water and Sewage

VA Minimum Property Requirements Update: Water and Sewage

The Department of Veterans Affairs has a VA minimum property requirements update for water and sewage. In VA Circular 26-13-24, we find an update that includes the following: “Historically, for properties on individual water and/or sewer (septic) systems, connection to...

VA Loan Reader Questions: Appraisal Disputes

VA Loan Reader Questions: Appraisal Disputes

A reader asks, "I am working with my good friend and VA buyer. The VA has denied the loan do to the fact that the appraiser is calling for removal of the septic. We have provided two certs to the...