Beware of VA IRRRL Scams
We get plenty of reader comments and questions, but we've noticed a trend in the comments about a possible scam targeting people with VA mortgages. There's been an...
VA REFI
VA Loan Refinance Options: A Reader Question
A reader asks, "Hello…we received a letter a few days ago from a VA Refinancing bank in California. We had purchased our home last July and have recently...
VA Cash Out Refinancing Loan Purposes: A Reader Question
A reader asks, "I am interested in the Cash-out Refinance Loan. I’m a Veteran but never used VA Loan. I’m a homeowner still paying mortgage. I understand that...
VA Streamline Refinance Rules: Mortgage Payment Decreases
The VA Streamline Refinance loan, also known as a VA Interest Rate Reduction Refinance Loan or IRRRL, is an important benefit for those who have existing VA mortgages....
VA Loan Reader Questions: VA Loan Funding Fee Exemptions
A reader asks, "I am the disabled veteran and my husband is a also a veteran but not disabled. My husband has the excellent credit history and salary...
VA Cash-Out Refinance Loan Options
It's easy to assume the wrong things about VA refinance loans, but once you understand the rules for programs like VA cash-out refinancing, it's easy to see what...
VA Loan Refinancing Fees For “Other Refinancing Loans”
In the past we've covered a wide range of refinance loan topics here, including the associated fees and charges that come with refinancing a VA mortgage. The VA...
Comparing VA Refinance Loans
At the time of this writing, VA loan rates are quite low and many who have existing VA or conventional loans are giving serious thought to their VA...
VA Cash Out Refinancing Loans and Credit Scores
A reader asks, "What does my credit score have to be to be able to refinance my home with cash out? What of the three scores are looked...
Is My VA Home Loan Eligible for the Bank of America Principal Reduction Program?
The HUDdle, an official blog found at the Department of Housing and Urban Development, recently linked to a news story at a website called Commercial Appeal regarding Bank...