Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA program

Loan Eligibility: Who Else Can Qualify?

Loan Eligibility: Who Else Can Qualify?

In a recent blog post we discussed applying for VA loan eligibility and how it can be done through the lender. Active duty military, retired and separated military, plus members of the National Guard and Reserve who meet the time...

VA Cash-Out Refinance Loan Options

VA Cash-Out Refinance Loan Options

It's easy to assume the wrong things about VA refinance loans, but once you understand the rules for programs like VA cash-out refinancing, it's easy to see what your options are for a refinance loan. For example; VA cash-out refinance loans...

VA Loans and Home Inspections

VA Loans and Home Inspections

There are two very important parts of the VA home loan process borrowers should know about. One is mandatory, one is optional, but both should definitely happen in spite of the associated costs involved.

Some VA loan applicants don't realize that...

VA Loan Reader Questions: Owning Multiple Homes

VA Loan Reader Questions: Owning Multiple Homes

A reader asks, "I am currently renting and looking to buy a modest house using a conventional mortgage."

"I plan to live in that house and save some money, but in the future, I would like to rent it out. I...

VA Loan Rules For Employment, Income: A Reader Question

VA Loan Rules For Employment, Income: A Reader Question

A reader asks, "I have been at my current job for 18 months. Prior to this I was in school under Chapter 31 Vocational Rehabilitation. I receive service-connected disability payments, and was receiving Social Security disability. Would these circumstances create...

VA Loan Cash-Out Refinancing Rules

VA Loan Cash-Out Refinancing Rules

A reader question came in recently asking about the possibility of getting a VA cash-out refinancing loan for a home that did not currently have a mortgage. In light of that question, here's some detail on the VA Cash-Out Refinancing...

VA Loan Reader Question: Loan Irregularities

VA Loan Reader Question: Loan Irregularities

VA home loans, like any mortgage loan, can be intimidating for the first-time house hunter and experienced borrower alike. But there's no need to feel that you're going through the process all alone; the Department of Veterans Affairs offers help...

What is a Supplemental VA Loan?

What is a Supplemental VA Loan?

Veterans who want to buy a home using a VA home loan look for the house they want to buy, apply for the loan, get the loan amount approved, and close the deal. The process, once that's finished, would seem...

Important Resources for VA Borrowers

Important Resources for VA Borrowers

First time home buyers and even experienced house hunters have a wealth of information at their disposal that can educate about VA borrower's rights, home buyer's rights and other important issues. Some of the recommended reading for new borrowers is material...

VA Loans and Builder’s Warranties–What You Should Know

VA Loans and Builder’s Warranties–What You Should Know

Applying for a VA mortgage includes reading a LOT of paperwork. There are so many forms, agreements and fine print that some people feel overwhelmed when it's finally time to sign on the dotted line and commit to buying a...