Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA mortgages

Can a Borrower Rent Out a Home Purchased with a VA Loan?

Can a Borrower Rent Out a Home Purchased with a VA Loan?

There are many reasons why a borrower who owns a home purchased with a VA insured mortgage would consider renting out his or her property. Active duty military members who are being reassigned to a new base, for example, might...

VA Loan Minimum Property Requirements

VA Loan Minimum Property Requirements

A reader asks, “Can anyone tell me if a VA loan requires that the outside walls of my garage be drywalled on the inside of the garage? We are selling our home to a couple who is getting a VA...

VA Mortgage Rate Trends For The Week of September 8 2014

VA Mortgage Rate Trends For The Week of September 8 2014

VA mortgage loan rates, best execution-wise, stayed at their now long-reported “comfort zone” of 3.75% for the best-qualified applicants (depending on the lender and other circumstances). But that doesn’t mean VA mortgage rates didn’t experience upward pressure this week due...

VA Loan Reader Questions: Selling The Home

VA Loan Reader Questions: Selling The Home

A reader asks, “My parents currently purchased a home in California using their VA loan. Is it possible for their non-VA daughter to be placed on title to that property in hopes of purchasing it from them next year?” There...

VA Mortgage Rate News For Friday August 22, 2014

VA Mortgage Rate News For Friday August 22, 2014

There are many reasons why mortgage rates fluctuate. The release of economic data that suggests weakness in the economy can influence rates and push them lower. Conversely, when economic or jobs data indicates improvement, rates can and sometimes do move...

VA Home Loans For Ex-Spouses, Dependent Children

VA Home Loans For Ex-Spouses, Dependent Children

We’ve recently had a variety of questions about VA home loan rules for ex-spouses and dependent children. One of those questions this week goes like this: “I wanted to know if I am eligible for my deceased ex-husband’s VA Certificate...

VA Loans For Ex-Spouses? A Reader Question

VA Loans For Ex-Spouses? A Reader Question

A reader asks, “My ex-husband was active duty and I am remarried can I get a home mortgage off his retirement now?” This question is a bit unclear, and we can’t address any other issue aside from those that pertain...

VA Joint Loans: A Reader Question

VA Joint Loans: A Reader Question

A reader asks, “My father (who is a veteran) lives with me, never did use a VA loan. Recently we talked about buying a house, he gets a Social Security check every month but I am the one who works...

VA Loan Reader Questions: Vendee Financing Program

VA Loan Reader Questions: Vendee Financing Program

A reader asks, “Has anyone heard any news on the Vendee program being restored?” The program known as Vendee Financing Vendee financing is connected to VA mortgages that have become delinquent and gone into foreclosure. In situations where the homes...

VA Loan Reader Questions: VA Loans For Second Homes

VA Loan Reader Questions: VA Loans For Second Homes

A reader asks, “Can the veteran get another certificate of eligibility to use to purchase another home in the state of the new job? Or does the veteran need to wait to sell the other home first before trying to...