VA Loan Rules: Who Can Use the VA Loan Benefit?
A reader asks, "I was honorably discharged from the Navy after serving for 4 years. I was wondering if my mom can use my VA home loan to buy build a...
VA loan requirement
Appraisal Requirements For Finished Basements
A reader asks, "I have a question regarding finish basements and the VA appraisal of them. The home is advertised as single family ranch home with 3 bedrooms....
VA Loans and Realtor Commission: Does The Borrower Pay?
A reader asks, "Can seller concessions cover a part of realtor's commission if it states buyer to pay it in contract?" VA loan rules address this issue in...
VA Loan Reader Questions: Pending Judgment and Loan Approval
A reader asks, "Can you get a VA loan if there is judgment against you or pending?" Chapter Four of the VA Lenders Handbook has a great deal...
What is VA Loan Bonus Entitlement?
A common question about VA loans is, "How much loan can I get?" The answer depends on what value you're referring to. The VA's official site states that...
VA Loan Reader Questions: Construction Exhibits
A reader asks, "My home has not been built yet, and I am waiting on the VA Appraisal. I wanted to know if it is necessary to have an engineered, stapled and...
VA Loan Occupancy: A Reader Question
A reader asks, "Started a VA refi on my current home 6 mos. ago. Just got the loan to upgrade my home. During the time slot, I got...
VA Loan Reader Questions: Buying Another Home With A VA Home Loan
A reader asked us recently, "I have a house in NY. I purchased 1999 thru the VA loan process. In 2009 I tranferred to NC. I was unable...
VA Loan Reader Questions: VA Loan Entitlement Restoration
A reader asks, "We bought our first home on January 2014. Is a two story home and he has severe a back condition the stairs are making his...
VA Loan Down Payments? A Reader Question
A reader asks, "I thought when you bought a home using my VA benefits that there was no money down. If I purchase a home for $204,000 what...