Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA Loan Fees

VA Loan Fees: Who Pays?

VA Loan Fees: Who Pays?

There are many VA loan fees involved when it comes to purchasing a home with your VA benefits. VA appraisals are mandatory as part of the loan approval process, but the home inspection process is not, it’s an optional part...

VA Loan Reader Questions: Who Pays For Termite Inspections?

VA Loan Reader Questions: Who Pays For Termite Inspections?

A reader asks, “Where can I find information regarding who pays for a termite inspection and a termite letter for the state of Georgia? Does the buyer or the seller pay for the termite inspection? Thank you!” The short answer,...

VA Loan Reader Questions: Funding Fees and Tax Deductions

VA Loan Reader Questions: Funding Fees and Tax Deductions

A reader asks, "Can anyone tell me where I can find up-to-date (2013) information of VA home loan funding fee and if it is tax deductible?" The VA published some revised guidelines for VA loan funding fees in a mortgagee letter...

VA Changes Credit Report Fees Policy

VA Changes Credit Report Fees Policy

The Department of Veterans Affairs has modified its policies for credit report fees and Automated Underwriting System (AUS) fees. VA Circular 26-14-36, dated November 18, 2014, announces changes designed to prevent VA borrowers from being overcharged in connection with credit...

VA Loan Fees and Charges: The Basics

VA Loan Fees and Charges: The Basics

Buying a home with a VA loan means saving and budgeting for fees and expenses associated with the purchase of your new property. VA loan fees include the VA loan funding fee, appraisal fees, any required compliance inspections as a...

VA Loan Fee Rules

VA Loan Fee Rules

VA Loan fees are a typical part of doing business with a VA home loan. If you buy any type of property with a home loan, there are associated fees and expenses to deal with. With VA loans, these fees...

VA Loan Funding Fee Questions

VA Loan Funding Fee Questions

  There are many questions borrowers have about VA loan funding fees. The most common is simply, “how much will I have to pay for the VA loan funding fee?” Unfortunately there is no set dollar amount, as the funding...

VA Loan Eligibility for National Guard Service and VA Home Loans

VA Loan Eligibility for National Guard Service and VA Home Loans

A reader asks, “My husband served in the National Guard and I am wondering if he would qualify for VA benefits…VA loan, hotel discounts, etc.” We can’t comment about anything other than VA loans here, but when it comes to...

VA Loan Questions: VA Loan Funding Fee Refunds

VA Loan Questions: VA Loan Funding Fee Refunds

A reader asks, “I am in the process of getting a VA loan (July 2013). I will be retiring the end of Sep 2013 and have started the VA disability process (paperwork submitted, waiting on physical). Even though my disability...

VA Loan Reader Questions: How Much Are My Appraisal Fees?

VA Loan Reader Questions: How Much Are My Appraisal Fees?

A reader asks, “What is the cost of a VA appraisal on previously owned home and property?” The answer isn’t as simple as quoting a price–VA appraisal fees vary from state to state, and in some cases may vary depending...