Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA loan answers

VA Streamline Refinancing Rules: A Reader Question

VA Streamline Refinancing Rules: A Reader Question

A reader asks, “What is required to refinance a VA IRRRL if the veteran is self employed but your spouse (non veteran) is employed?” This is an interesting question. VA Interest Rate Reduction Refinancing Loans, also known as VA IRRRLs,...

VA Loan Reader Questions: Community Property Laws

VA Loan Reader Questions: Community Property Laws

A reader asks, “I live Nevada and separated from my husband who lives in Florida. I’m try to purchase a house with my VA, but the mortgage company said because Nevada is a community state that they had include my...

VA Loan Reader Questions: VA Loans For Second Homes

VA Loan Reader Questions: VA Loans For Second Homes

A reader asks, “Can the veteran get another certificate of eligibility to use to purchase another home in the state of the new job? Or does the veteran need to wait to sell the other home first before trying to...

VA Loan Reader Questions: Help With VA Appraisals and Loan Approval

VA Loan Reader Questions: Help With VA Appraisals and Loan Approval

A reader asks, “I recently applied for a VA loan to refinance my home. My home is a manufactured home on a permanent foundation. It was purchased and placed on this property in 1998… Our master bedroom was quite small,...

VA Loan Fee Rules

VA Loan Fee Rules

VA Loan fees are a typical part of doing business with a VA home loan. If you buy any type of property with a home loan, there are associated fees and expenses to deal with. With VA loans, these fees...

VA Loan Reader Questions: Buying A Second Property With A VA Home Loan

VA Loan Reader Questions: Buying A Second Property With A VA Home Loan

A reader asks, “I have a house next to me that I want to buy. I have never used my VA loan before and I want to buy this house to keep in my family. Can I buy it or...

VA Loan Reader Question: Foreclosed Properties

VA Loan Reader Question: Foreclosed Properties

A reader asks, "My buyer has been told by his credit union that VA does not finance foreclosed properties in Alabama until the one year right of redemption is removed. Is this true? I can find nothing on the subject."

This...