Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Tag Archives: VA home loan fees

VA Changes Credit Report Fees Policy

VA Changes Credit Report Fees Policy

The Department of Veterans Affairs has modified its policies for credit report fees and Automated Underwriting System (AUS) fees. VA Circular 26-14-36, dated November 18, 2014, announces changes designed to prevent VA borrowers from being overcharged in connection with credit...

VA Appraisal Rules: What’s The Deadline For a VA Appraisal?

VA Appraisal Rules: What’s The Deadline For a VA Appraisal?

We get many reader comments about VA home loans and are always happy to answer questions about the process. One common question involves the length of time it takes to get a VA appraisal done. Some borrowers want to know...

VA Loan Funding Fees After November 18, 2011

VA Loan Funding Fees After November 18, 2011

Recently we reported a VA update to the VA loan funding fee changes scheduled to take effect on November 18, 2011. According to VA Circular 26-11-17, “…absent Congressional action, funding fees for most loans will decrease on November 18, 2011. ...

VA Loans and Private Mortgage Insurance

VA Loans and Private Mortgage Insurance

Conventional home loans often require borrowers to pay for private mortgage insurance in cases where the borrower makes a down payment of less than 20% of the cost of the home. VA borrowers don't have this requirement, which makes a...