Comparing VA Refinance Loans
At the time of this writing, VA loan rates are quite low and many who have existing VA or conventional loans are giving serious thought to their VA...
VA funding fee
VA Loan Rules: Interest Rate Reduction Refinancing Loans
There is a refinancing option for VA borrowers who already have VA mortgages and want to get into a lower monthly payment or interest rate. The VA Interest...
Anticipating the “Fiscal Cliff”: Refinancing A VA Loan
Many borrowers and soon-to-be VA loan applicants are concerned over negotiations related to the fiscal cliff. News headlines are full of stories about how certain tax breaks--including deductions...
VA Loan Reader Questions: Owning Multiple Homes
A reader asks, "I am currently renting and looking to buy a modest house using a conventional mortgage." "I plan to live in that house and save some...
VA Loan Refinance Hassles: A Reader Question
A reader asks, "My husband and I are in process of a VA refinance. The company we used came from a flyer in the mail promoting VA refi...but...
VA Loan Reader Question: Eligibility After Foreclosure
A reader asks, "I am a vet who walked away from my home in 2009 (a BAC-mortgaged property). The foreclosure went down on April 1st, 2011. I have...
VA Loan Appraisal Fees and Timeliness Requirements
One of the most frequently asked questions about VA home loans is a two-parter. "How much do VA appraisals cost and how long do they take?" Unfortunately, there's...
Reader Question: Was I Treated Unfairly With My VA Loan?
A reader asks, "I moved from the Seattle area to Albuquerque, New Mexico, 5 years ago, and was using my VA loan (with my 100% VA disability rating)...
VA Loans and Down Payments
One of the most attractive features of a VA home loan is the no-money-down option. The VA Lender's Handbook states, "No downpayment is required by VA unless the...
VA Loan Limit Announcement
A VA announcement dated January 25, 2012 was recently posted on the VA official site at VA.gov. VA Circular 26-12-1 states, "This circular announces that the 2012 county...