Reader Question: VA Grants For Home Improvements
The VA home loan program goes hand-in-hand in some cases with other VA benefits. Did you know the Department of Veterans Affairs offers grants for qualifying disabled veterans that can be used to renovate a home to make it more accessible?
One of these grants, which we’ve written about in previous blog posts, is the VA 2101(a) Specially Adapted Housing Grant. It provides up to 50 percent of the cost of a specially adapted house (in specific, qualifying circumstances) or a maximum amount of just over $63 thousand.
The 2101(a) grant is intended to help purchase a home already adapted for disabled access, and can also be used to modify a home not currently accessible.
With this information in mind, we turn to a recent reader question;
“My husband is a Vietnam Veteran. He is at 70% disability. We were wondering if there are grants to do home improvements. We own a mobile home and the windows and roof need replacing. In our bathroom is a huge garden tub that we never use because it is hard for him to get in and out. Our step in shower is also unusable right now because of the floor. Any information would be greatly appreciated.”
VA grants under the Specially Adapted Housing program are specifically for making the properties accessible. Replacing the roof, windows, or other items may not be covered under this program unless the alterations or improvements fall under the guidelines and requirements.
But making a tub or shower area more accessible is something the grant is designed to cover–it’s an improvement that makes the property more accessible for the veteran. According to VA.gov, ““The goal of the Specially Adapted Housing (SAH) Grant Program is to provide a barrier-free living environment that affords the veterans or servicemembers a level of independent living he or she may not normally enjoy.”
Specially adapted housing grant rules include qualifying injuries or disabilities–borrowers should contact the VA directly to learn more about these requirements, what kinds of properties may be renovated or adapted using this VA grant money, and what other options might exist for veterans who seek this type of program.