Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Monthly Archives: December 2014

VA Certificate of Eligibility: Your Options For Getting One

VA Certificate of Eligibility: Your Options For Getting One

The first step in using your VA home loan benefit is to apply for a VA Certificate Of Eligibility. The certificate of eligibility tells your lender that you’re eligible to use the VA loan program, how much VA loan entitlement...

VA Loan Limits for 2015

VA Loan Limits for 2015

The Department of Veterans Affairs has issued news about VA loan limits by county for 2015. According to VA circular 26-14-39, “the 2015 county loan limits Department of Veterans Affairs (VA) Loan Limits, in the event Public Law 110-389 expires on...

VA Changes Credit Report Fees Policy

VA Changes Credit Report Fees Policy

The Department of Veterans Affairs has modified its policies for credit report fees and Automated Underwriting System (AUS) fees. VA Circular 26-14-36, dated November 18, 2014, announces changes designed to prevent VA borrowers from being overcharged in connection with credit...

VA Loan Reader Questions: Pending Judgment and Loan Approval

VA Loan Reader Questions: Pending Judgment and Loan Approval

A reader asks, “Can you get a VA loan if there is judgment against you or pending?” Chapter Four of the VA Lenders Handbook has a great deal to say about a variety of credit issues. Borrowers are expected to...