Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Monthly Archives: December 2012

VA Loan Questions: VA Loan Limits For 2013

VA Loan Questions: VA Loan Limits For 2013

The Department of Veterans Affairs has posted the VA loan guaranty limits for 2013 on the VA official site. We've covered this topic in the past, but some borrowers have questions about end-of-year transactions and whether the old VA loan...

VA Loan Questions: The VA Joint Loan

VA Loan Questions: The VA Joint Loan

We get plenty of reader questions about VA loans. One common source of confusion over the VA loan benefit involves situations where an eligible veteran wants to apply for a loan with another veteran or a non-veteran who is not...

VA Regional Loan Centers: Reader Questions And Answers

VA Regional Loan Centers: Reader Questions And Answers

When applying for VA guaranteed home loans, there are two places many look to start the process moving on VA home loan benefits. One is the local office of the Department of Veterans Affairs, another is the VA Regional Loan...

Happy Holidays!

Happy Holidays!

We wish you a fun, safe, and happy holiday season. Today we pause from our usual discussions of all things VA loans-related to enjoy the company of friends and family.

We want to say a quick word of thanks to all...

VA Loan Rules: Interest Rate Reduction Refinancing Loans

VA Loan Rules: Interest Rate Reduction Refinancing Loans

There is a refinancing option for VA borrowers who already have VA mortgages and want to get into a lower monthly payment or interest rate. The VA Interest Rate Reduction Refinancing Loan or IRRRL is designed to help borrowers refinance...

VA Loan Limit Questions

VA Loan Limit Questions

The Department of Veterans Affairs recently posted the VA loan guaranty limits for 2013. In some cases the guaranty limit, established by county and updated on a yearly basis, remains the same. In other cases that limit may increase or...

VA Loan Reader Questions: Appraisal Disputes

VA Loan Reader Questions: Appraisal Disputes

A reader asks, "I am working with my good friend and VA buyer. The VA has denied the loan do to the fact that the appraiser is calling for removal of the septic. We have provided two certs to the...

More On VA Loan Limits and Down Payments

More On VA Loan Limits and Down Payments

We've had reader questions recently on VA down payment requirements, and there's also a pending update to VA loam maximum guaranty limits for 2013. While at the time of this writing those maximum guaranty amounts have not been made public,...

VA Loan Rules For Real Estate Agent and Broker Fees

VA Loan Rules For Real Estate Agent and Broker Fees

Some house hunters are happy to do the looking. They go neighborhood to neighborhood looking for "for sale"signs in the area they want to live, and make inquiries. Others do their searching online or with the help of local real...

VA Loan Fees The Borrower Should Not Be Charged

VA Loan Fees The Borrower Should Not Be Charged

When buying a home, there are fees and expenses the borrower must pay as a standard part of the home loan process. For VA loans, those fees include the VA loan funding fee, appraisal fees, compliance inspection fees where applicable...