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VA Loan Certificate of Eligibility: An Important Address Change

When you Google the phrase “VA Loan Eligibility” you’ll get a set of results all directing potential VA borrowers to apply for a VA Certificate of Eligibility for a VA mortgage.

This is the first step towards a VA home loan. According to the VA official site, “You can apply for a Certificate of Eligibility (COE) by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits…in some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it’s best to provide such evidence.”

In the past, the certificate was required to be submitted either online or by mail to the Winston-Salem Eligibility Center at PO Box 20729 Winston-Salem, NC 27120. But the VA has changed the location of the Eligibility Center and the old address is apparently no longer intended for such paperwork at the time of this writing. The VA official site now tells VA loan applicants to submit all “on-paper” requests pertaining to the VA COE to a new mailing address.

The VA directs borrowers, “Apply using VA Form 26-1817.  If you can’t print the form, just call 1-888-768-2132 and follow the prompts for Eligibility.  We can mail it to you.” Borrowers are then asked to mail the completed form to the new address:

VA Loan Eligibility Center
Attn: COE (262)
PO Box 100034
Decatur, GA 30031

At the time of this writing, no further information is available about the change from the Winston-Salem Eligibility Center to the Atlanta center. We’ll provide an update when an official release is issued from the Department of Veterans Affairs about the change.

The most important thing to know is that until the new site and mailing address is updated on a widespread basis, borrowers may find conflicting information on websites outside the VA. When in doubt, consult www.VA.gov for the official mailing address for documents such as the forms you need to apply for your VA COE.

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About Joe Wallace

Joe Wallace has been specializing in military and personal finance topics since 1995. His work has appeared on Air Force Television News, The Pentagon Channel, ABC and a variety of print and online publications. He is a 13-year Air Force veteran and a member of the Air Force Public Affairs Alumni Association.

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