Articles and news about VA loans and HUD requirements. VA loans are a great way to buy a home with no down payment.

Monthly Archives: November 2010

VA Loans and Occupancy Requirements

VA Loans and Occupancy Requirements

When a retired or separated military member wants to purchase a home with a VA mortgage, there's not as much to worry about when it comes to meeting VA occupancy requirements once the home is purchased. At least not when...

VA Loan Anti-Discrimination Requirements

VA Loan Anti-Discrimination Requirements

One of the most important aspects of a VA home loan, financial considerations aside, is the Department of Veterans Affairs regulations covering fair housing. There are extensive rules and guidelines published by the VA to prevent any veteran from being...

What VA Rules Say About Maximum Loan Amounts

What VA Rules Say About Maximum Loan Amounts

What’s the most a VA borrower can get on a VA home loan? It’s a fairly basic question, especially for first-time home buyers. The usual factors are at work on VA loans—how much the property is worth, how much the...

VA Loans and Foreclosure Avoidance

VA Loans and Foreclosure Avoidance

Nobody applies for a VA home loan expecting to get into financial trouble. The last thing on a VA loan applicant's mind when they apply for the VA mortgage on a first home is the loss of a job, bankruptcy...

The Basic Benefits of a VA Home Loan

The Basic Benefits of a VA Home Loan

There is plenty of information online about VA home loans—so much so that some buyers get overwhelmed when trying to get some basic information about the VA mortgage process. Smart buyers who are comparison shopping for a mortgage will naturally...

Are Adjustable Rate VA Mortgages Still Available?

Are Adjustable Rate VA Mortgages Still Available?

After the housing crisis of 2008, it’s not surprising that many borrowers are leery of adjustable rate mortgages. But in spite of the reluctance of some VA loan applicants to consider a VA guaranteed mortgage or ARM loan, these products...

Why the VA Won’t Force a Lender to Issue a VA Home Loan

Why the VA Won’t Force a Lender to Issue a VA Home Loan

The Department of Veterans Affairs, like the Department of Housing and Urban Development, is not in the business of lending money. That’s one of the first details new home owners are told when applying for VA loans or FHA home...